Acts of God or Acts of Man?
The phrase “an act of God” is typically associated with destruction, loss, pain, and suffering beyond the control of man. Many property and casualty insurance policies contain exclusions of coverage on losses attributed to “acts of God” because certain massive acts of nature can’t be controlled such as earthquakes, floods, and hurricanes. However, other less pervasive natural and therefore insurable occurrences such as tornadoes, hail, storms, high winds, and ice may be covered. War, although man-made, is often included in these exclusions. Then there are other uninsurable catastrophes such as famine, pandemic disease, and pestilence that kill millions each year. For many, the biblical God of love has a lot to answer for if these actions are truly His responsibility. It seems that God gets […]
